Author: Rahmati Law
Author: Rahmati Law
  • Five Common Mistakes of Estate Planning

    “Most people don't plan to fail, they fail to plan.” - John J. Beckley   The idea of death is an unpleasant one and the thought of planning for your future can be overwhelming, so perhaps this is why so many people fail to plan.  Don’t be one of them by avoiding these common mistakes: 1. Failing To Plan There is a common misperception that estate-planning is only necessary for the “rich”.  You know, “the 1%”?  Whether you own a home or have children, experts say most...
  • A Burning Question For Hoverboard Enthusiasts

    One of this holiday season’s hottest gifts has gotten a little too hot, literally.  The burning question for hoverboard enthusiasts is “Is yours next?”.  Consumer complaints about these self-combusting people movers have created headaches for retailers and manufacturers alike.  There are at least two known incidents in Alabama alone. A local couple has filed suit blaming the popular toy they bought at a mall kiosk for a fire that badly damaged their home in Meridianville.  The suit...
  • Are You a Property Owner? Here’s What You Need to Know…

    There are many types of claims made as a result of injuries on another person’s property under Alabama law and they are commonly referred to as Premises Liability claims.  Injuries that lead to Premises Liability claims can happen during any season; however, winter months like the Tennessee Valley is accustomed to enduring tend to be particularly hazardous, with emergency rooms often seeing an increase in the number of patients who’ve had a dangerous encounter with a patch of ice.  It...
  • Calculate Title Service Fees at the Click of a Button with Lender Express Quote™

    Industry Partners Can Now Calculate Title Service Fees at the Click of a Button with Lender Express Quote™ As a Stewart® Title Vetted and Verified® Agent, Rahmati Law Firm is now able to provide you with an innovative online calculator that enables you to better offer, directly to your customers/clients, the appropriate title related costs required under the new CFPB rules.  Lender Express Quote™ provides you with title insurance and closing fee estimates for today’s new real estate ...
  • Understanding what the TILA-RESPA Integrated Disclosure Rule means to home buyers

    In 39 days, the TILA/RESPA Integrated Disclosure Rule (TRID) will take effect.  The Consumer Financial Protection Bureau’s (CFPB) whole purpose is to ensure that consumers get the information they need to make the financial decisions they believe are best for themselves and their families.  As a title agent, Rahmati Law Firm can get behind that.  Our whole purpose is to get you the information you need about the title of the property you’re considering buying – and protecting your in...
    By on Aug 24 · Category Real Estate · · Continue reading →
  • Understanding Marital Property in an Equitable Distribution State

    Divorce is an issue that approximately one in three Americans will face in their lifetime.  When divorcing, you have to make a lot of one time financial/economic decisions that you cannot undo once the divorce is settled.  From your first day of marriage, you and your spouse will start to accumulate assets and debts that will become part of your mutually owned marital property.  Therefore, first and foremost, you should have a general understanding of marital property if you are contemplati...
  • “Most people don’t plan to fail; they fail to plan.”

    Have you ever heard the old cliche “Most people don’t plan to fail; they fail to plan.”?  The thought of planning for your future can be overwhelming, and finding the time to do it can be stressful.  Many people think they don’t need to plan for the future; but, getting your affairs in order can make things much easier for your surviving family members. Who Needs an Estate Plan? Everyone needs an estate plan because believe it or not...almost everyone has an estate. Anything tha...
  • Protect Yourself from Home Repair Fraud

    Homeownership is the American Dream, but what happens when that dream turns into a nightmare?  Picture this: It’s December, and you’ve recently undergone hip replacement surgery.  To make things easier on yourself, you take out a loan and hire a contractor to make some accessibility modifications to your home, including installing a walk-in shower.  When you meet with the contractor, he shows you some before and after pictures and a copy of a license to perform work.  Now fast forwa...
  • #drivingselfie – The Latest, Potentially Deadly, Social Media Craze

    As the old saying goes “there’s a time and place for everything.”  Every time you blink an eye, someone is snapping a self-portrait know as a “selfie” from their hand-held device.  Sounds innocent enough, right?  Maybe so, as long as it’s not from behind the wheel of a motor vehicle.  This is not the time, nor the place, to be distracted. Taking a “selfie” while driving is a form of distracted driving.  It requires one to reach for their phone, open the camera, and take a...
  • U.S. Supreme Court Gives Homeowners More Ability to Cancel Their Mortgages

    Three years after borrowing money from Countrywide Home Loans, Larry and Cheryle Jesinoski sent Countrywide and Bank of America Home Loans a letter notifying them that they intended to rescind the transaction because the lender had violated the Truth in Lending Act (TILA).  The Jesinoskis, who refinanced their home mortgage with Countrywide in 2007, stated that they hadn’t received copies of two disclosure forms required under federal law.  Bank of America, which had acquired Countrywide, re...

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